Privacy Policy

PRIVACY POLICY

The terms and statements herein below are legally-binding and should be read along with the Terms of Use and Disclaimer as posted, updated and uploaded on this Site (https://smebusinessguide.com).  By using this Site you signify your consent to abide by and agree with the Terms of Use, Privacy Policy and Disclaimer, whether or not you have read the same.

The domain name www.smebusinessguide.com (hereinafter referred to as “Site“) is owned by  Sanjay G Shah, having registered office at 701, Prabhu Darshan, Manchhubhai Road, Malad-East, Mumbai – 400097, India (referred herein after as “we”, “us”, or “our ”).

We value the trust the user, customer, consumer or viewer of this Site (herein after referred to as “you” or “your” ) place in us. We insist upon the highest standards for secure transactions and customer information privacy. We are committed to protecting and respecting your privacy. Accordingly, we adhere to all applicable data protection laws and regulations. Please read the following statement to learn about our information gathering and dissemination practices. This privacy statement only relates to our Site and does not extend to your use of the Internet outside of our Site or to any websites that are linked to our Site.  By using a log-in for or visiting the Site, you are accepting and consenting to the practices described in this policy.

The following Privacy Policy (together with our Terms of Use) outlines which data is collected from you and how it is handled.

INFORMATION WE MAY COLLECT FROM YOU

As and when you visit, use, register with or encounter our Site, we reserve the right to collect and use any such data made available to us, by such visit, use, registration or encounter in any way we may deem fit. This may include the engagement of such data with third-parties for the purposes of marketing, advertising, data collection and storage or any other reasons.

We collect personally identifiable information from you when you set up an account with the Site including but not limited to your name, mailing address, email address, phone number, home country, zip code and other financial information. While you can browse some sections of our Site or place an order on our Site, participate in discussion boards or other social media functions on our Site, take tests or quizzes on the Site, access articles and other resources, and contact us through our helpdesk, such activities do require registration and your information is sent to us.

When you visit our Site we may automatically collect the technical information, including without limitation the Internet protocol (IP) address used to connect your computer to the internet, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform.

We reserve the right to collect information about details of your visits to our Site including, but not limited to, traffic data, location data and the resources that you access; products or services you viewed or searched for. If you contact us, we may keep a record of that correspondence as well.

When registering on the Site, it is necessary to specify a username and an email address. The email address is used to send you notifications concerning your account on the Site.

You must only submit information which is accurate and not misleading and you must keep it up to date and inform us of any and all changes. You undertake to treat the personal access data confidentially and not make it available to unauthorized third parties. We cannot assume any liability for misuse of passwords unless this misuse is directly a result of our actions thereof.

Please make note that the information provided by you is at your own discretion. In case the information is hacked from any source which is unfriendly, then we are not responsible for any unethical or illegal use of such information.

By using this Site or the Services thereof, you consent to collection, storage, and use of the personal information you provide, including any updates and changes thereof, for any of the Services that we offer, for any reasons which we may deem fit and you consent to our collection of any changes or updates that you may provide to any information you provide that is collected by us.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

USES MADE OF THE INFORMATION

We may use information provided by you to:

  • enforce our Terms of Use and monitor user activity;
  • provide customer services, create and manage user accounts;
  • To carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, products and services that you request from us.
  • to improve the Site or our Services, or to customize your experience on the Site;
  • to respond to your questions or other requests;
  • to contact you with regard to our Site;
  • to conduct user surveys;
  • To ensure that content from our Site is presented in the most effective manner for you and for your computer.
  • To administer our Site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes.
  • To allow you to participate in interactive features of our Service, when you choose to do so.
  • As part of our efforts to keep our Site safe and secure.
  • To measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you.
  • To make suggestions and recommendations to you and other users of our Site about products or services that may interest you or them.
  • for other purposes disclosed in this Privacy Policy, at the time you provide the personal information, or thereafter.

We reserve the right to block users located in certain countries from using the Site. We may retain such information for as long as is required to fulfil our business objective, even after your account is terminated.

DISCLOSURE OF YOUR INFORMATION

We and our affiliates will share some or all of your personal information with other business entities should we plan to merge with, or be acquired by that business entity. We may also provide information about our dealings with you to credit reference and fraud prevention agencies.

We may also be required to disclose your personal information to legal or regulatory bodies in case such an order is directed to us by law in line with legislations, court orders or any other such legal requirements. We reserve the right to disclose your personal information as required in order to comply with our legal obligations, including but not limited to complying with court orders, warrants, subpoenas, service of process requirements, discovery requests or any other such lawful requirements. We may also disclose information about our users to law enforcement officers or others, in the good faith belief that such disclosure is reasonably necessary to enforce these Terms and/or Privacy Policy.

YOUR RIGHTS

You have the right to ask us not to use or process the data you submitted for marketing or promotional purposes. You can also contact us at info@smebusinessguide.com (email id) for any such purpose.

DEACTIVATING YOUR ACCOUNT

You can deactivate your account at any time in accordance with the instructions provided by the Site, however, we reserve the right to retain copies of any deactivated accounts or deleted content for compliance purposes. When you deactivate your account, your user profile will be disabled, although your public comments will remain on the Site. The Site takes no responsibility to delete, alter, remove, or edit any of your public activities or any submissions that are a result of your public activities.

COOKIES

Cookies are useful for enabling the browser to remember information specific to a given user. The Site’s cookies do not contain any of your personally identifiable information.

We may use cookies to manage our users’ sessions and to store preferences, tracking information, and language selection. The types of information a cookie collects include the date and time you visited, your browsing history, your preferences, and your username. We cannot control or access cookies used by third- party service providers. This Privacy Policy covers only cookies used by us, and not any cookies used by third parties. You have the ability to either accept or decline the use of cookies on your computer, whether you are registered with us or not. Typically, you can configure your browser to not accept cookies. However, declining the use of cookies may limit your access to certain features of the Site.

Some of the cookies we use are essential for the Site to operate, whereas others are aimed at enhancing and personalising your user experience. The information gathered by cookies on our website may be used in the following ways:

  • To distinguish you from other users of our Site. This helps us to provide you with a good experience when you browse our Site and also allows us to improve our Site.
  • To tailor advertisements or promotions you receive. We may also personalise our Service based on the type of computer system you use, together with the pattern of other users who visited our Site. We may also provide you with advertisements which may be customised using information such as the search terms you use on our Site. We may use navigational information about where you go on our Site to better understand how our Site is used.
  • We do not use any data about where you go, or present you with advertisements outside of our Site, other than on sites which provide for such use in their respective privacy policies.
  • We may collect information on how frequently you visit the Site and the type of service that you view to enable us to measure the popularity of our Site and our Service offerings.

THIRD PARTIES

Our Site may occasionally contain links to third-party sites. If you click on the links to third-party sites, you leave the Site. We are not responsible for the content of these third-party sites or for the security of your personal information when you use the third-party sites. The third-party service providers and third-party sites may have their own privacy policies governing the storage and retention of your personal information that you may be subject to. It is generally recommended that when you enter a third-party site, you review the their privacy policy as it relates to safeguarding your personal information. We use third-party advertising companies to serve ads when you visit the Site. You agree and acknowledge that we are not be liable for the information published in search results or by any third-party site that carries our postings. You should exercise caution and look at the privacy statement applicable to the third-party site in question.

SECURITY

You are a valued customer, and we recognize that protecting your privacy is important to you. For this reason, we are committed to protecting the personal information you provide in a variety of ways. We take commercially reasonable steps to help protect and secure your personal information.  However, you must understand and do hereby accept that no data transmission over the internet, wireless transmission or electronic storage of information can be guaranteed to be completely secure.

We have in place appropriate technical and security measures to prevent unauthorised or unlawful access to or accidental loss of or destruction or damage to your information. When we collect data through the Site, we collect your personal details on a secure server. We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of your information. Our security procedures mean that we may occasionally request proof of identity before we disclose personal information to you. You are responsible for protecting against unauthorised access to your password and to your computer.

We do not directly process any payments on the Site and do not store your mode of payment information. Your registration information will be protected by a customer user ID and password. You should not disclose your password information to anyone and you should always remember to log off, especially if using a shared computer. We have taken certain security protections in safeguarding your personal information, however, as with most electronic transactions, no method is completely safe. You acknowledge and agree that we assume no liability regarding the theft, loss, alteration or misuse of personal or other information or Content, including, without limitation, such information that has been provided to third parties or other users, or with regards to the failure of a third party to abide by the agreement between us and such third party.

ACCESS TO INFORMATION

You have the right to access, remove, review, and/or make changes to personal information that you have provided to us on our Site. If you register with us, we may send you certain notifications, advertisements, promotions, and specials. We may also send you any legally required notifications and certain notifications, including but not limited to, Service related notices or notices regarding a change to any of our policies.

CHANGES TO OUR PRIVACY POLICY

We may change our Privacy Policy from time to time. Your rights, however, will not be reduced without good reason. Any changes we may make to our Privacy Policy in the future will be posted on this page. If the changes are significant, we will notify the change through email. Please check back frequently to see any updates or changes to our Privacy Policy.

CONSENT

By submitting data to us or using the Site, you consent to our use of your data in the manner set out in this Privacy Policy.

CONSEQUENCES OF NON-CONSENT

If you do not consent to this Privacy Policy in whole or in part, now or at a later point in time, you will no longer be able to use our Services. In this case, you are required to inform us immediately if you want to delete your account.

IMPORTANT NOTICES TO USERS

It is important to note that the Site and its servers are operated in India. If you are located outside of India, please be aware that any personal information you provide to us will be transferred to our server here. By using the Site and by providing us personal information when using our Services, you consent to this transfer and our use of the information and data provided by you in accordance with this Privacy Policy.

CONTACT

If you have any questions, comments and requests regarding this Privacy Policy, please address it to our registered office or info@smebusinessguide.com. We will investigate, respond to your query, and attempt to resolve any concerns regarding your privacy question.

These Privacy Policies are pari materia with the Terms of Use and Disclaimer posted on this Site and we recommend reading and understanding the same before using this Site for complete understanding of the legal liabilities and rights thereof.